Hello Everyone,

I wanted to put this out there to everyone. This is something I do a couple of times a year as a member of the VFW. Please consider joining us. People of all ages and backgrounds come out, it is a truly wonderful day and one on which we honor the best among us. Families. Boy Scout Troops, Individuals, groups from local business......it's everyone................come join us, it's two hours out of your day but it will absolutely affect you and you will be glad you came.

Please Share this with as many people as you can, I would really appreciate it. Thank you all very much!!

GREAT LAKES NATIONAL CEMETERY
ADVISORY COUNCIL
FALL HEADSTONE CLEANING
**TO HONOR AND REMEMBER**
When: Saturday, October 15, 2016
Where: Great Lakes National Cemetery
4200 Belford Rd, Holly MI 48442
Registration: 09:45 am
Instructions: 10:15 am
What To Bring: 5 Gallon Bucket, Soft Scrub Brush
**Sections will be assigned at the time of registration. If you have a loved one or friend resting at Great Lakes National Cemetery and would like to be assigned to their section, please let us know. We will do our best to accommodate you.
**There will be coffee and hot chocolate to keep you warm in the morning, and hot dogs, chips, and drink to refresh you when you are finished.
**Please contact Sherry Jones (810)919-7653 or Teri Johnson (810)338-7703 for additional information. Pre-register at GSMom616@gmail.com

The Great Lakes National Cemetery Advisory Council, Inc., is a non-profit tax exempt public charity under section 501(c) (3) of the Internal Revenue Code, and is not an agency of the Federal Government. Agencies of the Federal Government are, by law, prohibited from soliciting gifts, donations or other instruments of monetary value, and it is understood that any transaction of this type is made between the donor and the Great Lakes
National Cemetery Advisory Council

5170 WARMBRIAR Road White Lake Twp, MI 48383

Property Site: http://tour.circlepix.com/home/57F5FF/5170-WARMBRIAR-Road-White-Lake-Twp-MI-216081126

Snap up your opportunity to grab all that this part of Oakland County has to offer at an unbelievable price! Indian Springs Metropark, Pontiac Lake Rec, Highland State Rec, White Lake and Alpine Valley Ski Resort are all just minutes away and just a few of the many things close by and represent the wonderful recreation and relaxation opportunities for you! This inviting home sits on a large and lush corner lot, the only fenced in lot nearby. The sprawling deck out front offers a wonderful space to enjoy the peaceful setting. The exterior gutters are brand new and so is the well pump. This home features updates inside and out! You enter from the deck into a brand new kitchen featuring new stainless steel appliances and granite counter tops along with brand new kitchen cabinets. The floors are new throughout and the bath also features a granite counter ensuring not only beauty but a long life. This home features value, location, function as well as style. Open House 8/14 1-4 pm

Bedrooms: 3

Bathrooms: 1.00

Square feet: 1,056

Price: $113,000

For more information about this property, please contact Jeffrey Raupp at (248) 394-0400 or jraupp54@gmail.com. You can also text 3817813 to 67299.

See more listings at: www.yourwayhome.biz

MLS ID: 216081126

697 HAWKSMOORE Independence Twp, MI 48348

Property Site: http://tour.circlepix.com/home/E4SEHE/697-HAWKSMOORE-Independence-Twp-MI-216073909

Exquisite, one of a kind custom home bragging 1.5 acres on Heather Lk. Designed, drawn & built by its Architect & sole owners. Infusing nature with Magnificent Architecture. Soaring lines & strength of construction marry elegance & function for a timeless footprint. The grounds possess a natural feel that invokes a peaceful serenity and privacy not found often on the water this close to the lights of the city. As you walk through the vestibule over the custom Pewabic tile inset you are greeted by an awe-inspiring spiral staircase winding beautifully in dazzling grace and an elevator that serves all 3 floors. The French Country Style throughout features custom tile, cabinets & fixtures imported from Europe. The charming finished space downstairs has a second full kitchen, fireplace and screened in porch. The 2nd floor features a unique design studio and massive bonus room. A truly regal feel with 1st floor mstr ste, library, butlers pantry & palatial balcony to take in the setting.

Bedrooms: 5

Bathrooms: 0.50

Square feet: 4,014

Price: $679,900

For more information about this property, please contact Jeffrey Raupp at (248) 394-0400 or jraupp54@gmail.com. You can also text 3776287 to 67299.

See more listings at: www.yourwayhome.biz

MLS ID: 216073909

Economic News from Lauren Zetye and my friends at Movement Mortgage

Last Week’s Economic News in Review U.S. employment enjoyed some unexpected and sizable growth, while lay-offs saw an equally large and unforeseen decline. Meanwhile, consumer credit outpaced market expectations. Unemployment The nation's employment situation got a serious shot in the arm with the economy adding 287,000 jobs in June, according to last week's report from the Bureau of Labor Statistics. Key growth sectors for the job market were the leisure and hospitality industries, healthcare and social assistance, and financial services. Despite the job gains, the unemployment rate actually increased 0.2 percent from May's 4.7 percent to 4.9 percent for June, with the number of unemployed people increasing by 347,000 to 7.8 million. However, the reason for the percentage gain was the fact that more people joined the workforce. "This report should ease any fears that a persistent slowdown or recession is coming soon in the U.S.," Dean Maki, chief economist with Point72 Asset Management, told the New York Times. "The service sector is where the real strength is, with 256,000 hires. But the gains were widespread across sectors." The number of people involuntarily employed on a part-time basis due to reasons such as their hours being cut, or that being the only work they could find, decreased by 587,000 people in June to 5.8 million. The number of people unemployed for 27 weeks or longer — the long-term unemployed — saw little change, accounting for 25.8 percent of the total unemployed population. Also essentially unchanged was the labor force participation rate — the percentage of the employable portion of the population that was either employed or actively looking for work — which hovered at 62.7 percent for the month. Initial Jobless Claims In a further sign that the economy was perhaps more robust than expected, first-time claims for unemployment insurance filed by the recently laid off fell to 254,000 claims, the Employment and Training Administration reported last week. This marked a 16,000-claim decline from the previous week's total of 270,000 claims, and was well below the 300,000-claim mark that economists consider indicative of a growing job market. In fact, this report marked the 70th consecutive week of initial claims below 300,000 claims, the longest streak since 1973. The four-week moving average — considered to be a more stable measure of lay-offs — dipped to 264,750 claims, a decline of 2,500 claims from the preceding week's average of 267,250. Consumer Credit Consumer borrowing for May increased 6.2 percent to a total of $3.62 trillion, according to last week's report from the Federal Reserve. The increase outpaced market expectations of a $15.3 billion gain, instead of the $18.6 billion increase the month actually saw. As in previous months, the big driver for May's increase was non-revolving debt, such as student and car loans. That segment of consumer credit grew 7.3 percent to $2.67 trillion. Revolving debt, such as credit cards, increased an even 3 percent to hit $953.3 billion. This week we can expect: Tuesday — Wholesale inventories for May from the Census Bureau and the Bureau of Economic Analysis. Wednesday — June import and export prices from the Census Bureau; June budget from the Treasury Department. Thursday — Initial jobless claims for last week from the Employment and Training Administration; June producer price index from the Bureau of Labor Statistics. Friday — Retail sales for June and business inventories for May from the Census Bureau; June consumer price index from the Bureau of Labor Statistics; June industrial production and capacity utilization from the Federal Reserve. Lauren Zetye Loan Originator | Branch Manager NMLS: 929489 direct: (248) 394-0400 cell: (248) 840-0972 fax: (248) 579-0081 8031 Ortonville Rd, Ste.190 Clarkston, MI 48348 Email Me Visit My Website **7 day and 6 hour: While it is Movement Mortgage's practice to provide underwriting results within six hours of receiving an application and process loans in seven days, extenuating circumstances may cause delays outside of this window. MI-929489 | Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID# 39179 (www.nmlsconsumeraccess.org) | 877-314-1499. Movement Mortgage, LLC is licensed, MI # FL0018132. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. "Movement Mortgage" is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Road Indian Land, SC 29707. This message was sent from Lauren Zetye to jeff@yourwayhome.biz as a result of an existing business relationship.  It was sent from: Movement Mortgage, LLC, KW Clarkston, 8031 Ortonville Rd, Ste.190, Clarkston, MI, 48348

2541 GORLAD Street Orion Twp, MI 48360

Property Site: http://tour.circlepix.com/home/GD7UCB

An irresistible blend of serenity, stability and versatility packaged with convenience, practicality and value. All this nestled in the heart of beautiful Lake Orion. Tucked away in privacy on close to a half acre yet minutes from Downtown, the lake itself, Bald Mountain Rec, walking/hiking trails, exceptional restaurants and all this area has to offer. This tranquil 3 bedroom features two full bathrooms and a large distinctive lower level that expands your living space while adding value to your investment. The home features 200-amp service as well as an emergency generator hookup. Walk from your dining room out onto your cozy deck and enjoy the hot tub or the lush setting on this quiet street in beautiful north Oakland County. The local schools have received national recognition and the quality of life in this area is hard to beat. Change your address, change your lifeBATVAI No virtual showings, licensed agent must be physically present for all showings.

Bedrooms: 3

Bathrooms: 2.00

Square feet: 1,102

Price: $179,900

For more information about this property, please contact Jeffrey Raupp at (248) 394-0400 or jraupp54@gmail.com. You can also text 3704979 to 67299.

See more listings at: www.yourwayhome.biz

MLS ID: 216062288

Not sure if Social Security will exist when you retire?? What is your plan

Take a look: http://money.usnews.com/investing/articles/2016-05-03/how-real-estate-adds-to-retirement-income

Here is an economic update from my good friend and trusted resource Lauren Zetye of Movement Mortgage


Last Week’s Economic News in Review



New home sales continued to turn in disappointing performance, while lay-offs were at historic lows, and incomes were on the rise.

New Home Sales

New home sales took a plunge in March, with completed transactions of new, single-family homes dropping 1.5 percent to an annual rate of 511,000, according to a joint report from the Census Bureau and the Department of Housing and Urban Development. That said, compared annually, March's new home sales marked a 5.4 percent increase over March 2015's rate of 485,000.

Looking at price and supply, the median sales price of new homes sold in March was $288,000, and the average sales price was $356,200. The estimated number of new homes for sale at the end of March totaled 246,000, which represented a 5.8-month supply of homes at March's sales rate.

The big hope was that seasonal sales increases will help turn around new home sales' recent disappointments.

"While new home sales have lost some luster in recent months, we believe they will reaccelerate as we head into [the] spring season," noted Gregory Daco, head of U.S. macroeconomics at Oxford Economics, in a public statement.

Initial Jobless Claims

Lay-offs ticked up, but remained at lows not seen since the 1970s. First-time claims for unemployment benefits filed by the newly unemployed during the week ending April 23 hit 257,000, a gain of 9,000 claims over the preceding week's level of 248,000, the Employment and Training Administration reported. This marked the 60th straight week of initial claims below 300,000 — a level that economists associate with a growing job market — which is the longest streak at that level since 1973.

The four-week moving average — which is regarded as a more reliable measure of job losses — dropped to 256,000, a decline of 4,750 claims from the previous week's average of 260,750 claims.

"We're seeing things in the labor market hold up well," Wells Fargo Securities LLC Economist Sarah House told Bloomberg. "Businesses are feeling pretty comfortable with where the economy is going, so they don't feel like they have to make those cuts."

Incomes and Spending

Personal incomes saw welcome news in March: a 0.4 percent increase to $57.4 billion for the month, with disposable personal income (DPI; income after taxes) also growing 0.4 percent to $50.4 billion, according to last week's report from the Bureau of Economic Analysis.

Personal consumption expenditures (PCE) grew 0.1 percent to hit $12.8 billion. Personal outlays — which combine PCE, personal interest payments, and personal current transfer payments — grew $11.2 billion in March.

Wages and salaries rose to $29.2 billion in March, with private wages and salaries growing $26.3 billion. Supplements to wages and salaries grew by $5.4 billion in March.

Personal saving — which is DPI less personal outlays — grew to $735.5 billion in March, with the personal saving rate — which describes personal saving as a percentage of DPI — increased to 5.4 percent. This week we can expect:
Monday — Construction spending for March from the Census Bureau.
Tuesday — Car and truck sales for April from the auto makers.
Wednesday — First quarter productivity from the Bureau of Labor Statistics; March factory orders from the Census Bureau.
Thursday — Initial jobless claims for last week from the Employment and Training Administration.
Friday — March consumer credit from the Federal Reserve; April payrolls, unemployment, average workweek and hourly earnings from the Bureau of Labor Statistics.



LAUREN ZETYE
Loan Originator | Branch Manager
direct: (248) 394-0400
cell: (248) 840-0972
fax: (248) 579-0081
NMLS: 929489

8031 Ortonville Rd, Ste.190
Clarkston, MI 48348
Email Me
Visit My Website





**7 day and 6 hour: While it is Movement Mortgage's practice to provide underwriting results within six hours of receiving an application and process loans in seven days, extenuating circumstances may cause delays outside of this window.
MI-929489 | Movement Mortgage, LLC is an Equal Housing Lender. NMLS ID# 39179 (www.nmlsconsumeraccess.org) | 877-314-1499. Movement Mortgage, LLC is licensed, MI # FL0018132. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. "Movement Mortgage" is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Road Indian Land, SC 29707.


This message was sent from Lauren Zetye to jeff@yourwayhome.biz as a result of an existing business relationship.